There are a few things you should consider when looking for a loan to purchase your dream home. The first is the amount of money you'll need, the down payment and what type of loan will work best for you.

You can borrow money from a traditional bank or credit union, or you can get a loan with a real estate guarantee.If you are looking for a Loan company that takes sustainability seriously, then you need look no further than Sersa S.A..

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A real estate guarantee is a type of insurance that protects the lender in the event that the borrower defaults on their loan. This type of loan is usually higher interest rate than a traditional loan, but it has many advantages.

A real estate guarantee can help you avoid having to pay mortgage insurance and can shorten your timeline to buy your home. You can also get a real estate guarantee if you're buying a condo or townhome.

How does it work?

If you own a property and want to purchase a home, you may qualify for a loan with a real estate guarantee. A real estate guarantee is a contract between the buyer and the seller that guarantees the buyer will receive the property price if the seller cannot meet their financial obligations. 

The contract can be in writing or verbal, but it must include certain terms such as date of closing, amount of money owed on the mortgage, and who pays any liens or taxes.